1. About BlueGrit
BlueGrit is a software platform designed for real estate and mortgage professionals, providing tools including AI scenario guidance, relationship networking, transaction collaboration, marketing tools, workflow tools, and data insights.
2. Eligibility
To use BlueGrit, you must be at least 18 years old, have the legal authority to enter into this agreement, and use the platform for lawful professional purposes.
3. User Accounts
Users must provide accurate information, maintain updated account information, keep login credentials secure, and notify BlueGrit of unauthorized access. Users are responsible for all activity under their account.
4. Platform Use
Users may use BlueGrit only for legitimate professional purposes, including:
- Mortgage lending
- Real estate transactions
- Professional networking
- Business collaboration
Users agree not to misuse the platform, upload fraudulent information, or attempt to disrupt the service.
5. AI Tools and Scenario Guidance
BlueGrit provides AI-powered tools designed to assist professionals with loan scenario guidance and business insights.
AI responses are informational only and should not be considered legal, financial, or regulatory advice. Users must verify recommendations before acting.
6. User Content
Users may submit content including loan scenarios, property information, open house listings, messages, and professional profile data. Users retain ownership of their content but grant BlueGrit a limited license to store, process, and display it for platform functionality.
7. Professional Responsibility
BlueGrit is a software platform and does not replace professional judgment. Users remain responsible for regulatory compliance, licensing requirements, transaction accuracy, and client communications.
8. Payments and Subscriptions
BlueGrit may offer paid subscriptions including individual, professional, and enterprise plans. Fees are billed according to the selected plan and may automatically renew unless canceled.
9. Termination
BlueGrit may suspend or terminate accounts if users violate these Terms or engage in harmful behavior. Users may terminate their account at any time.
10. Intellectual Property
The BlueGrit platform, including its software, AI tools, design, branding, and features, are owned by BlueGrit and protected by intellectual property laws.
11. Limitation of Liability
BlueGrit is not liable for business losses, transaction errors, financial losses, or decisions based on AI-generated guidance. The platform is provided "as is".
12. Indemnification
Users agree to indemnify and hold BlueGrit harmless from claims arising from misuse of the platform, violation of laws, or disputes between users.
13. Changes to Terms
BlueGrit may update these Terms periodically. Continued use of the platform constitutes acceptance of updated Terms.
14. Governing Law
These Terms are governed by the laws of the United States and the state in which BlueGrit operates.