1. Company Information
BlueGrit is a software platform designed to support mortgage professionals, loan officers, and real estate professionals with tools including scenario guidance, collaboration, marketing, and workflow support.
Company: BlueGrit LLC
Email: legal@thebluegrit.com
2. Compliance with U.S. Laws
BlueGrit operates in accordance with applicable United States laws, including but not limited to regulations related to data privacy, electronic communications, consumer protection, and software services. Users of BlueGrit agree to comply with all applicable federal, state, and local laws when using the platform.
3. No Financial or Legal Advice
BlueGrit provides software tools and informational support only. The platform may include AI-powered guidance such as BlueGrit Scenario, which provides suggestions based on user inputs.
BlueGrit does not provide legal advice, financial advice, and does not act as a mortgage broker, lender, or real estate brokerage. Users are responsible for verifying all information and complying with professional licensing requirements.
4. Mortgage & Real Estate Professional Responsibility
BlueGrit is intended to assist licensed professionals such as Mortgage Loan Originators, Real Estate Agents, and Brokers. Users must ensure they comply with all applicable professional regulations. BlueGrit does not verify licensing status of users unless explicitly stated.
5. Electronic Communications
By using BlueGrit, users agree that electronic communications including notifications, emails, and platform messages satisfy legal requirements for written communication under U.S. electronic communications laws.
6. Data Privacy Compliance
BlueGrit respects user privacy and follows applicable U.S. privacy laws including the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA). Users may review how we collect and use information in the BlueGrit Privacy Policy.
7. Intellectual Property
All software, branding, technology, and AI tools provided by BlueGrit are the intellectual property of BlueGrit LLC unless otherwise stated. This includes BlueGrit Scenario AI, BlueGrit Connect features, and platform design. Users may not copy, reverse engineer, or reproduce proprietary content without written permission.
8. Acceptable Use
Users may not use BlueGrit to violate laws, impersonate another person or business, distribute spam or fraudulent content, or misuse AI features. BlueGrit reserves the right to suspend or terminate accounts that violate these policies.
9. Limitation of Liability
To the maximum extent permitted under U.S. law, BlueGrit LLC shall not be liable for business losses, financial losses, lost profits, or decisions made based on AI recommendations. Use of the platform is at the user's own risk.
10. Governing Law
These legal terms are governed by the laws of the State of Kentucky, United States, unless otherwise required by applicable law. Any disputes arising from the use of BlueGrit services shall be resolved in courts located in Kentucky.
11. Updates to This Legal Page
BlueGrit may update this Legal & Compliance page from time to time to reflect changes in law or service features. Users will be notified of material changes through the platform or via email.